extra payments renamed to events
This commit is contained in:
20
src/amort.py
20
src/amort.py
@@ -1,5 +1,5 @@
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def generate_amortization_schedule(principal, interest_rate, loan_term, extra_payments=[]):
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def generate_amortization_schedule(principal, interest_rate, loan_term, events=[]):
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# Convert interest rate to decimal and calculate periodic interest rate
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monthly_interest_rate = interest_rate / 12 / 100
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@@ -15,8 +15,8 @@ def generate_amortization_schedule(principal, interest_rate, loan_term, extra_pa
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amortization_schedule = []
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one_time_payment = None
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if extra_payments != []:
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one_time_payment = extra_payments.pop(0)
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if events != []:
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one_time_payment = events.pop(0)
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for payment_number in range(1, num_payments + 1):
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# Calculate interest for the current period
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if remaining_balance == 0:
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@@ -29,8 +29,8 @@ def generate_amortization_schedule(principal, interest_rate, loan_term, extra_pa
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# Apply one-time payment if provided
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if one_time_payment and payment_number == one_time_payment['payment-number']:
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principal_payment += one_time_payment['amount']
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if extra_payments != []:
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one_time_payment = extra_payments.pop(0)
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if events != []:
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one_time_payment = events.pop(0)
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# Update remaining balance
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remaining_balance -= principal_payment
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@@ -103,13 +103,13 @@ if __name__ == "__main__":
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p.add_argument("--term", "-t", type=int,\
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help="sets the term (years)")
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p.add_argument("--one-time", "-ot", type=str,\
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help="factors in a one-time payment (json, example: {\"payment-number\":13,\"amount\":5000}")
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p.add_argument("--extra-payments", "-ep", type=str,\
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help="facts in multiple one time payments (json file name)")
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help="a one-time payment (json, example: {\"payment-number\":13,\"amount\":5000}")
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p.add_argument("--events", "-e", type=str,\
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help="name of .json file containing events such as one-time payments or interest rate changes")
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args = p.parse_args()
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l = []
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if args.extra_payments is not None:
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with open(args.extra_payments) as f:
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if args.events is not None:
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with open(args.events) as f:
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l = json.loads(f.read())
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extra = []
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if "extra-payments" in l:
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