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extra payments renamed to events

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scuti
2024-12-01 16:42:29 -08:00
parent a1cdd69c42
commit 2f5a76a92a
1 changed files with 10 additions and 10 deletions
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20
src/amort.py
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@@ -1,5 +1,5 @@
def generate_amortization_schedule(principal, interest_rate, loan_term, extra_payments=[]): def generate_amortization_schedule(principal, interest_rate, loan_term, events=[]):
# Convert interest rate to decimal and calculate periodic interest rate # Convert interest rate to decimal and calculate periodic interest rate
monthly_interest_rate = interest_rate / 12 / 100 monthly_interest_rate = interest_rate / 12 / 100
@@ -15,8 +15,8 @@ def generate_amortization_schedule(principal, interest_rate, loan_term, extra_pa
amortization_schedule = [] amortization_schedule = []
one_time_payment = None one_time_payment = None
if extra_payments != []: if events != []:
one_time_payment = extra_payments.pop(0) one_time_payment = events.pop(0)
for payment_number in range(1, num_payments + 1): for payment_number in range(1, num_payments + 1):
# Calculate interest for the current period # Calculate interest for the current period
if remaining_balance == 0: if remaining_balance == 0:
@@ -29,8 +29,8 @@ def generate_amortization_schedule(principal, interest_rate, loan_term, extra_pa
# Apply one-time payment if provided # Apply one-time payment if provided
if one_time_payment and payment_number == one_time_payment['payment-number']: if one_time_payment and payment_number == one_time_payment['payment-number']:
principal_payment += one_time_payment['amount'] principal_payment += one_time_payment['amount']
if extra_payments != []: if events != []:
one_time_payment = extra_payments.pop(0) one_time_payment = events.pop(0)
# Update remaining balance # Update remaining balance
remaining_balance -= principal_payment remaining_balance -= principal_payment
@@ -103,13 +103,13 @@ if __name__ == "__main__":
p.add_argument("--term", "-t", type=int,\ p.add_argument("--term", "-t", type=int,\
help="sets the term (years)") help="sets the term (years)")
p.add_argument("--one-time", "-ot", type=str,\ p.add_argument("--one-time", "-ot", type=str,\
help="factors in a one-time payment (json, example: {\"payment-number\":13,\"amount\":5000}") help="a one-time payment (json, example: {\"payment-number\":13,\"amount\":5000}")
p.add_argument("--extra-payments", "-ep", type=str,\ p.add_argument("--events", "-e", type=str,\
help="facts in multiple one time payments (json file name)") help="name of .json file containing events such as one-time payments or interest rate changes")
args = p.parse_args() args = p.parse_args()
l = [] l = []
if args.extra_payments is not None: if args.events is not None:
with open(args.extra_payments) as f: with open(args.events) as f:
l = json.loads(f.read()) l = json.loads(f.read())
extra = [] extra = []
if "extra-payments" in l: if "extra-payments" in l: